Our story
Built from real marine experience
True North Risk Management was built around a simple idea: marine insurance works better when your broker understands life on the water. We bring more than 25 years as a licensed broker and 35 years in the marine industry to every client conversation.
From family boating at a young age to studying hull design and lamination under Naval Architect John Cosker of Mystic Powerboats, that background helps shape practical coverage guidance for yacht owners, boat owners, race teams, and specialty marine clients nationwide.
Why clients trust us
Coverage advice grounded in the real world
As a United States Coast Guard Master Captain, we understand the difference between a policy that looks good on paper and one that supports the way a vessel is actually owned, operated, and protected.
That perspective has also led to work involving expert testimony and accident recreation, giving clients added confidence that their insurance strategy is informed by firsthand knowledge, technical understanding, and practical risk awareness.
Our philosophy
Insurance should reflect how you use your boat
Every client brings a different story to the dock. Some are protecting a family boat, some are managing a high-value yacht, and some are operating in competitive or specialty marine environments. The right policy starts with listening first.
That is why True North Risk Management takes a conversational approach. We focus on understanding the vessel, the intended use, the operating area, and the risks that come with it before recommending coverage options.
We help clients build coverage portfolios around real-world boating, not one-size-fits-all assumptions.
True North Risk Management
The result is a more informed, more personal insurance experience designed to give owners and operators confidence wherever the water takes them.