What it covers

Coverage That Fits Your Boat

Boat insurance should match the way you own, store, tow, and enjoy your vessel. We help clients compare options and build protection that makes sense for their boat, budget, and boating plans.

Liability Protection

Coverage for bodily injury or property damage claims that can arise from ownership or operation of your boat.


Hull and Equipment

Protection for physical damage to the boat, motor, and many onboard components after covered losses.


Trailer and Storage

Options that account for trailering, lay-up periods, marina storage, and other off-water exposures.


Navigation Needs

Guidance on policy terms tied to cruising areas, seasonal use, and how far and where you plan to operate.

Why True North

Marine Experience Matters

Hands-on insight

Our background as licensed brokers, Master Captain, and longtime marine professionals help translate real boating use into smarter coverage decisions.

Personal guidance

We keep the process conversational and practical, helping you understand options without pushing one-size-fits-all solutions.

Nationwide support

Whether your boat lives at a marina, on a trailer, or moves between regions, we help arrange protection that reflects your actual risk profile.

Recreational boats moored in a coastal harbor

Yachts

Coverage guidance for motor yachts with attention to equipment, towing, and charter.

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Runabouts and Cruisers

Protection options for family boating, weekend cruising, and vessels used across changing seasons.

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Race Boats

Support for owners who race offshore, transport, and need owners and sponsors liability.

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